If you are recently involved in an auto accident, it is important to seek the help of a personal injury lawyer and file an insurance claim, so you need to be aware of the claims process. You are required to file a claim with your insurance company if you are involved in a car accident involving property damage or injury. Failure to report the incident to your insurance company within a reasonable amount of time, the insurance company may not honor your claim.
When filing an insurance claim, it is important to provide the detailed information of the car accident including the name insurance policy number, vehicle information (make, registration, model, and license plate number), and details of the accident (location, time, date, extent of injuries, the other driver’s name and license number, number of passengers involved, extent of vehicle damage, license plate numbers and identification numbers of other vehicles involved, as well as the description of the accident). A car accident attorney can help you in understanding the coverage of your insurance policy along with your insurance agent. Once a car accident claim has been reported, you’ll be contacted by the claim’s adjuster who is assigned to your file, either it will be handled over the telephone or the adjuster will meet with you. The claim’s adjuster determines the extent to which the claim is covered by your insurance policy, and will guide you all throughout the claims process. A car accident lawyer can help you get a higher amount of compensation since insurance companies tend to underestimate damages.
Your insurance company would need to determine who is the one at fault in the auto accident so they can assess the property damage and injuries sustained. To help your insurance company provide the right claim’s treatment and consistent injury treatment, your insurance company base it on the Fault Determination Rules. If you feel that the insurance company’s procedures are unfair and the settlement is not favorable to you, contacting a personal injury lawyer or car accident lawyer can help you out. Get an initial free legal consultation about your personal injury claim by visiting our website or homepage now. Allow an experienced and expert lawyer to help you in understanding your rights and to protect your interests.